Study of Financial System Guarantees
| HTML | PDF |
RTF |
|
| Complete Document | 2.5MB
(zip) |
1.1MB
(zip) |
|
| Executive summary | |||
| Chapter 1: Introduction | |||
| Chapter 2: Australia’s experience with failure and international experience with guarantees | |||
| Chapter 3: Australia’s existing regulatory framework | |||
| Chapter 4: The economic rationale for explicit financial guarantees | |||
| Chapter 5: Consequences of financial institution failure | |||
| Chapter 6: Guarantee scheme coverage | |||
| Chapter 7: Cost of a guarantee | |||
| Chapter 8: Funding and pricing | |||
| Chapter 9: Governance and accountability | |||
| Chapter 10: Regulatory implications | |||
| Appendices | |||
| Appendix 1.1: Terms of reference | |||
| Appendix 2.1: Overview of Australia’s financial system | |||
| Appendix 2.2: Submissions to the Study | |||
| Appendix 2.3: International comparison of deposit schemes | |||
| Appendix 2.4: International comparison of insurance schemes | |||
| Appendix 3.1: Australia’s prudential framework | |||
| Appendix 3.2: Summary of prudential, actuarial and operating standards | |||
| Appendix 3.3: Summary of APRA’s managing failure powers | |||
| Appendix 3.4: Simplified representation of depositor and policyholder priorities | |||
| Appendix 4.1: Financial failure in Australia since 1980 | |||
| Appendix 4.2: Financial institution failures in Australia — some case studies | |||
| Appendix 4.3: Government responses to financial failures | |||
| Appendix 5.1: International comparison of coverage features (deposit insurance) | |||
| Appendix 6.1: Cost models | |||
| Appendix 7.1: International examples of governance arrangements | |||
| Abbreviations and acronyms | |||
| Bibliography | |||
